Monthly Archives: December 2017

Make You an Expert in High School

Breezing through high school involves finding the perfect balance between studies, extra curricular activities, and social obligations. There are a few tried and tested techniques that have always proved effective for learning and can help you achieve that balance.

Tips to Improve High School Study Skills

Create a Schedule
The primary step to effective studying is to make a schedule and follow it. This will include allocating how many hours and which part of the day you will spend studying. Among the vital factors for students, is the ability to prepare a schedule that takes into consideration the time you will spend doing assignments or homework, as well as manage to include some real study time over and above this. Try to ensure that your study time takes place after you have rested, so that you are fresh, alert, and are able to absorb what you study. You will also see that studying at the same time every day will help you to focus and concentrate better. It is also a good practice to study the same portion that was covered in class during the day, as it will be fresh in your mind. It is also important to keep revising this schedule, to make it more effective over time.

Where to Study
It is important to pick a place to study that will help you concentrate. Any place rife with distractions will cause you to waste a significant part of your study time. The spot you pick to study should be austere, without the presence of any jarring colors, pictures, or loud sounds. Apart from the place you pick at home, libraries, study lounges, and private rooms are also good options.

Compressing
Another key step in creating good study material is to compress a portion of information to about one-third of its original size, including only the important dates. This method, that also applies to study skills for middle school, makes reviewing and revising very easy.

Survey, Question, Read, Recite, and Review
High school as well as middle school study skills include this method; often referred to as SQ3R. The first step is to survey and involves chalking out all that needs to be covered (make subheads and points) and getting a general understanding of the subject. Next, you can categorize material and learn it as answers to questions such as what, why, how, when, who and where. As you study, ask yourself questions and seek the answers in your material. You are more likely to remember it using this method. You can also make your notes following this format. The next crucial step is reading, which must not be a mechanical process, but a receptive one. Ensure that you include tables, graphs, and illustrations, while reading. The next step is reciting which will tell you how effective your reading has been. One way to do it is read one section, and then explain it to yourself (without looking at your book), to check how much you have retained.

School Supplies for Adult Life

Just like school supplies help children in their scholastic pursuits, adults can buy books that will help them learn how to take control of their lives and achieve their dreams.

TAGGED UNDER: School Supplies

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By: Ira Allen

If there is a topic custom-designed to flip most grown-up people’s eyelids to the off position, it must be ‘school supplies’. As a kid, though, preparing for school could be sort of fun. Even if you didn’t have much money, or your parents were fanatically thrifty like mine, there was a certain joy to be had from picking out notepads or deciding on an eraser. The blue or the yellow? The pad with dinosaurs and big spaces between the lines or the ‘college-ruled’ (whatever that meant) with the bland, severe image on the front? For many adults, this picture has shifted a little.

How many people do you know who, on the eve of their first day at a new job, are out filling a shopping basket with pens and pencils? Okay, so most companies provide writing implements, but perhaps it’s also true that, as Jerry Garcia of the Grateful Dead put it, “The thrill is gone.” But why?

As kids, school supplies are pretty much our only way of asserting some sort of authority over what is otherwise, by and large, a forced routine. You don’t tell your parents or the school board where you’d like to go to first grade or what you’d like to learn in fifth grade. Your input is not requested on what time school should start in the morning and when it should end at night. And nobody cares all that much how you feel about having to do homework.

It’s true, of course, that much of this resonates uncomfortably for adults in the workforce, but when you’re a kid, it’s different. You don’t have the myth of the American Dream yet. The reason why you’re working hasn’t become entirely clear.

As adults, we know why we work. We work to put food on the table. We work to give our kids the things we never had. We work to be upwardly mobile. We work to buy enormous televisions. We work to survive, and, even more so, we work to be able to play. The questionable value of some of our dreams aside (is the SUV really worth the overtime?), the point is that we’re working for a reason. We’re not just working because somebody tells us we have to―even if that is more or less what we’re actually doing.

Student’s Guide to Personal Finance

I think nearly every college student in the US, aside from a select few who have incredibly rich parents or full scholarships, has to take out a loan to pay for the fees. Thus, the vast majority of us will leave college with both a degree and an IOU in hand. Unfortunately, many young adults who are off on their own for the first time find themselves not only with massive student loan payments but large credit card debts too. For some, it’s the only way to survive. For others, especially those who are receiving a modest living allowance from their parents, it’s pure irresponsibility that puts them in a dire financial situation. Even for the most careful of spenders, we can still find ourselves making bad choices or mistakenly overpaying for goods or services.

Is there any way to avoid the pitfalls most students find themselves falling into? Of course! It doesn’t even take a major in finance to come up with a plan of action for setting yourself on track to becoming a fiscally responsible member of society. Here are five tips to get you started:
Cutting Back: Cutting back on things that are not absolutely necessary is a good start. Sure, we’d all like to own a Nintendo Wii and the latest games, but is it necessary? If you already have a friend who has one, go over to his or her place and get your gaming fix, along with a little social time. Or, if you still want some games to play on your own, revisit some of the classic systems of our childhood. Even a basic NES system will provide hours of entertainment. In fact, if you’re that into video games, chances are you’ve got a Playstation, Sega Genesis, or a Nintendo 64 lying around and a decent library of games. If you want a new game, check out a used game shop or eBay for titles you’ve never played.

Video games are just one example of a way in which you can cut back. One thing that’s saved me hundreds of dollars was foregoing cable television. Yes, it’s nice to have a variety, but how many of those hundreds of channels will you actually watch? Plus, if you’re a full-time student, you’d be better off spending your time studying or going out with friends rather than spending it on a couch watching reruns of Mythbusters on the Discovery channel. If you live in or are close enough to a major city, you can get an antenna to pick up the basic network TV stations. You may even get some of those channels in HD with the right antenna! Another area where college students probably spend too much is on food. Many of us will grab some fast food in between classes or stop by a coffee shop in the morning for a USD 5 specialty coffee drink. Sure, these are great to have on occasions, but if you spend USD 10 everyday on food and drinks, that adds up to USD 300 a month. Even buying a bottle of soda everyday will cost you at least USD 30 a month or more. Pack a lunch, brew your own coffee, and buy twelve or twenty-four packs of pop instead of shelling out more at stores and vending machines.

Student Loans Without Cosigner

If you want to study abroad, you may have to go for international student loans. Finding such loans without a cosigner may be difficult, though not impossible. Read ahead to know more…

If you are thinking of studying abroad, then you need to take the cost factor into consideration. There are fees to be paid not only for tuition, but also for boarding and you also require money for living a decent life in a foreign country.

There are a few loan options which you can look at, but most of them require a cosigner. This does not mean that there are no international student loans without cosigner. There are scholarships which you can avail of, but then finding a good scholarship which can pay for all your expenses is very rare. And therefore international student loans become important.

Loans without Cosigner for International Students

If you are thinking of studying in the US, or you are a US student who wants to study abroad, then you may need an international student loan to fund your education. You can apply for international student loans, but you may need your loan to be signed by a person who is a citizen of the United States or a resident of the country. However if that’s not possible, then you can opt for loans from Global Student Loan Corporation (GSLC).

Most of the time international students find it difficult to fund their educational needs. If you are an international student, usually the process of being approved for a loan is very rigid. That is due to the fact that if banks provide loans to international students, there is a high risk of default. And if a student defaults, the bank is bound to lose a lot of money.
This is where Global Student Loan Corporation can come to your rescue, as they don’t require a cosigner in the host country. Moreover, they have a longer repayment period as compared to other loans. However, you will need a cosigner in your country of residence, and in such cases, any one of your parent can cosign the application. The loan is actually provided by a bank in your country of residence, and once you complete your studies, you can start repaying student loans of this type.
Another advantage of international student loans through GLSC is that you can opt for student loan wage garnishment. In such a case, once you get a job, a portion of your salary is automatically deducted by the bank, which pays for the loan which you have already taken. If you want to apply for international student loans through GLSC, you just need to complete an online application form, so as to determine whether you are eligible or not. Moreover, you are also provided all expenses during your period of study which includes cost of housing, travel, communication and insurance.